At Kinkade & Associates we charge $350 TO FILE CHAPTER 13 – this charge includes court filing fee and required credit counseling course.
● Must qualify for Chapter 13
● Must meet criteria for this offer
● Must see attorney for details
Chapter 13 bankruptcy is a court supervised reorganization and repayment plan that permits individuals and married couples who have a steady and reliable source of income to propose a plan to their creditors to repay some or all of their debt over time, usually a three-to-five-year period. A Chapter 13 bankruptcy requires a monthly payment. The amount of the monthly payment depends upon the household income and expenses as well as the type and amount of debt that needs to be paid through the repayment plan. Chapter 13 may permit you to propose a plan to cure defaults on car loans, home mortgages, student loans and child support. Filing a Chapter 13 bankruptcy can stop a Sheriff’s sale of real estate, rescue a home from foreclosure and permit repayment of the missed mortgage payments over time. You may be able to eliminate second mortgages and combine payments on cars and other secured debt into one affordable monthly payment. Depending on a person or married couple’s circumstances it is possible that some debt (unsecured debt) can be eliminated without a substantial amount of that debt being repaid.
If you have any questions, we invite you to sit down with us in a free intial strategy session and see how our experience and dedication can benefit you and your family. We would welcome the opportunity to meet and talk with you about your options to rebuild your financial life! No games, no gimmicks. Only respect, service and professional representation with your family’s best interests in mind.
Please contact us today to schedule your appointment. We would welcome the opportunity to assist you in beginning the process of rebuilding your financial life.
Thank you for considering Kinkade and Associates.
Kinkade and Associates, helping families rebuild their financial life.