Yes, filing bankruptcy will stop harassment by a debt collector.
Filing bankruptcy places an automatic stay on any and all debt collection actions, including phone calls, letters and other collection efforts. Filing a bankruptcy, either a Chapter 7 or 13 bankruptcy case stops a pending lawsuit, which is simply a step in the debt collection process. Debts in court or even debts that have already gone to judgment can be resolved/eliminated through bankruptcy.
The specific potential benefits of a bankruptcy will depend on a person or married couple’s circumstances. This is one reason why at Kinkade & Associates we take the time to get to know you and your circumstances. We take the time to discuss and develop the appropriate strategy to provide you with relief from your debt and meet your specific need, such as debt collection harassment.
Your opportunity for debt relief begins with a phone call to set an appointment with one of our experienced debt relief attorneys. Please give us a call or contact us by email by filing out the contact form on this page.
Kinkade & Associates, PC, 123 NW 4th Street Suite 201, Evansville, IN 47708 812-434-4909 PHONE 812-434-4831 FAX