CAN I USE MY TAX REFUND TO PAY AN ATTORNEY FOR A BANKRUPTCY?
The short answer is “Yes.” Hiring an attorney to represent you and file a bankruptcy on your behalf is a service that you may pay for from your tax refund. Tax refund season is a good time to consider and review your bankruptcy options. Using your tax refund to pay for a bankruptcy can […]
Why does Kinkade & Associates offer a “Strategy Session?”
At Kinkade & Associates debt relief is all we do. Our approach to providing debt relief for our clients is decidedly different from other attorneys who file bankruptcy cases. We do more than discuss your potential options in bankruptcy. During your no-charge strategy session a Kinkade & Associates attorney will talk with you about your […]
Will I lose my future stimulus payment if I file for bankruptcy?
The short answer is “no.” Thus far, under the recent Consolidated Appropriation Act and the Cares Act passed by Congress and signed into law by the President, anticipated stimulus payment has been specifically excluded as “income” and are not considered money available to pay creditors (if not yet received) for bankruptcy cases filed between December […]
IS DEBT SETTLEMENT A GOOD ALTERNATIVE TO FILING BANKRUPTCY?
Yes, under the right circumstances settlement of debt can be a good alternative to filing bankruptcy. A decision regarding options to manage and gain relief from debt, including potentialbankruptcy, is never easy. After all, no one wants to file bankruptcy if they can avoid doing so. At Kinkade & Associates we are frequently asked […]
IS BANKRUPTCY MY BEST OPTION?
This question, and getting to the answer for our clients, if the basis of what we do at Kinkade & Associates. We are absolutely confident that we can get to the right answer for you and your family. This confidence is based on the fact that at Kinkade & Associates we have counseled individuals and […]
How Much does it Cost to File Bankruptcy?
The answer may not be as straight forward as you would expect. Like any service the fee, fee structure, quality of service for the fee paid, level of customer service and the overall quality of the experience will vary greatly depending on your choice of attorney. It is certainly not about price alone. […]
Can I file bankruptcy without an attorney?
The short answer is you can, but the better question is should you and if you do what risks do you run by filing bankruptcy without an attorney? Lets begin with acknowledging a fact: a person may act as their own attorney in any case filed with a court, including the Federal Bankruptcy Court. At […]
Can I file bankruptcy on medical bills?
Yes, you can file bankruptcy on medical bills. In fact, most individuals and couples that file bankruptcy have substantial medical debt. Medical bills from an Illness or accident, or just accumulated over time, even when someone has health insurance, is one of the leading reasons an individual or couple typically consider their options in bankruptcy.If […]
How do I know if I will qualify for Bankruptcy?
There are qualification criteria for each type of bankruptcy, Chapter 7 or Chapter 13. However, the fact is that most individuals or married couples who need bankruptcy relief can and do qualify for bankruptcy relief, either Chapter 7 or Chapter 13 bankruptcy. The analysis necessary to determine eligibility for Chapter 7 or Chapter 13 bankruptcy […]
If I file Chapter 7 bankruptcy will I ever be able to have credit again, buy a car on credit or qualify for a mortgage?
Yes, the fact is that most individuals and married couples who receive a Chapter 7 bankruptcy discharge are able to re-establish their credit worthiness in a relatively short period of time. Each individual or married couples’ situation is unique. Often, what folks do after a bankruptcy is more important than the fact that a bankruptcy […]