If I file Chapter 7 bankruptcy will I lose what I own?
Not likely. This is one of the most frequently expressed concerns expressed by individuals or married couples considering Chapter 7 bankruptcy. The facts are that most individuals or married couples who are eligible for Chapter 7 bankruptcy can keep their home, their vehicles, their furniture, their retirement accounts and their other possessions. Every person or […]
Will a Bankruptcy stop a wage garnishment?
Yes, in most instances filing bankruptcy will stop a wage garnishment. Filing bankruptcy places an automatic stay on any and all debt collection actions, including wage garnishment. Limited exceptions do exist. Those exceptions include child support, some payments on tax debt, which may only be delayed or temporarily halted by filing Chapter 7 bankruptcy, and […]
Will a Bankruptcy stop a Sheriff’s Sale on your home?
Yes, filing a bankruptcy will stop a Sheriff’s Sale on your home. The specific potential benefits of a bankruptcy will depend on a person or married couple’s circumstances. Filing Chapter 7 or Chapter 13 bankruptcy stops most lawsuits and most other types of creditor collection activities including mortgage foreclosure. Chapter 13 bankruptcy permits those who […]
Will Bankruptcy stop a pending lawsuit?
The potential benefits of bankruptcy depend on a person or married couple’s circumstances. Filing Chapter 7 or Chapter 13 bankruptcy stops most lawsuits and most other types of creditor collection activities including most garnishments (there are limited exceptions such as on-going child support and court fines) and repossessions of your property. Chapter 13 bankruptcy permits […]
Will Bankruptcy stop car repossession?
Yes, filing bankruptcy will stop car repossession. The specific potential benefits of a bankruptcy will depend on a person or married couple’s circumstances. Filing Chapter 7 or Chapter 13 bankruptcy will protect a vehicle from repossession. The protection is very short term when Chapter 7 is filed. Filing a Chapter 13 may provide longer term […]
Will a Bankruptcy stop harassment by a debt collector?
Yes, filing bankruptcy will stop harassment by a debt collector. Filing bankruptcy places an automatic stay on any and all debt collection actions, including phone calls, letters and other collection efforts. Filing a bankruptcy, either a Chapter 7 or 13 bankruptcy case stops a pending lawsuit, which is simply a step in the debt collection […]
We Invite you to Compare and Contrast Kinkade & Associates with other debt relief attorneys by considering the following:
Not all debt relief attorneys are the same. Not all provide the same level of experience, knowledge, work ethic or client focused customer service. Not all debt relief attorneys provide the same level of service for the fee charged. Not all debt relief attorneys invest the proper amount of time on a assessment, evaluation and […]
NOT ALL DEBT RELIEF ATTORNEYS ARE THE SAME – WHAT TO LOOK FOR IN A DEBT RELIEF/BANKRUPTCY ATTORNEY
Not all debt relief/bankruptcy attorneys are the same. Not all provide the same level of experience, knowledge, work ethic or client focused customer service. Not all debt relief attorneys provide the same level of service for the fee charged. Not all provide the quality of experience or provide the potential for the best outcome for […]
2020 – Will this Be the Year You and Your Family Manage and Resolve Your Debt?
As we pass from the season of hope and celebration and enter into a new year we can begin looking forward to taking steps to resolve issues we have been struggling with in 2019. Defining success in resolving an issue requires us to define our end result, in other words to set goals. In turn, […]
“Zero Down” or low money down Bankruptcy Filing – are these offers the right option for you? Or, are these offers Gimmicks that may in fact potentially harm you and your family?
Can I file bankruptcy for no money down? You may have seen advertising that promises to file a bankruptcy with “no money down.” This can sound like an attractive option when a person is faced with pressure from creditors, wage garnishment, possible repossession of an automobile or foreclosure. But, it is important to know the typical […]