Will a Bankruptcy stop harassment by a debt collector?

Yes, filing bankruptcy will stop harassment by a debt collector.  Filing bankruptcy places an automatic stay on any and all debt collection actions, including phone calls, letters and other collection efforts.  Filing a bankruptcy, either a Chapter 7 or 13 bankruptcy case stops a pending lawsuit, which is simply a step in the debt collection […]

WHAT YOU NEED TO KNOW ABOUT VEHICLE REPOSSESSION

812-434-4909 812-434-4909 WHAT YOU NEED TO KNOW ABOUT VEHICLE REPOSSESSION POSTED ON NOVEMBER 14, 2018 BY KANDS When can a lender repossess a vehicle? When you borrow money to purchase car, truck, or other vehicle you should always keep in mind that until you have made the last scheduled payment the lender on the vehicle retains important rights […]

“Zero Down” Bankruptcy Filing – what is it and is it the right option for you?

812-434-4909 812-434-4909 “Zero Down” Bankruptcy Filing – what is it and is it the right option for you? POSTED ON OCTOBER 1, 2018 BY KANDSFiling a bankruptcy with “no money down” can sound like an attractive option when a person is faced with pressure from creditors, wage garnishment, possible repossession of an automobile or foreclosure. But, it is […]

STRATEGY FOR HANDLING DEBT COLLECTION CALLS

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812-434-4909 812-434-4909 STRATEGY FOR HANDLING DEBT COLLECTION CALLS POSTED ON SEPTEMBER 9, 2018 BY KANDS Phone calls from debt collectors may become a difficult fact of life if you have fallen behind on payments to your creditors. Since most debt collectors get paid based on their performance – that is whether or not they collect payments on behalf of creditors […]